Category: Gold Facts

IRAs are subject to federal laws and restrictions that govern their investments in precious metals. The only precious metals that can be bought in one. We offer trading in gold, silver, platinum and palladium bars, and coins. When trading precious metals, Fidelity only acts as an intermediary. We do not hold stocks of precious metals, nor does Fidelity buy or sell by taking positions on the market.

We send your orders directly to the precious metal investment companies we use, Fidelitrade or ScotiamocattatTM, which buy and sell for us on the precious metals market. Many Gold IRA companies work with a custodian, and either the custodian or the Gold IRA company may select a custodian bank. The Gold IRA you open with Fidelity is going to be different than any other Gold IRA you’ve come across, and that’s not necessarily a good thing. There is a lot of confusion when it comes to Fidelity Gold IRAs, which we now believe are primarily due to the structure of the Gold IRA.

In general, the custodian takes care of all the paperwork you don’t want to worry about, while the Gold IRA firm helps you with things like shopping and training. You must store the gold in a gold IRA in an IRS-approved depot. You can’t store it in a safe, a house safe, or under your mattress. Augusta’s two major drawbacks are its limited selection of metals and the high minimum investment requirements for setting up a gold IRA. While most IRA investors invest in more traditional assets such as stocks, bonds, and funds, the tax code allows investments in precious metals such as gold and silver through specialized IRA accounts.

The gold must be purchased and transferred to the custodian bank in such a way that the custodian bank can take care of it. Therefore, investors must work with a reliable and reputable Gold IRA company to facilitate the process. The fact that it takes a long time to find out whether Fidelity even offers a Gold IRA should tell you about their priorities. Patriot Gold Group has a long track record of helping investors secure their financial future through gold IRAs, and has received high marks from consumer groups along the way. This custodian bank, which usually works with a Gold IRA company, works with the client as needed.…

Gold has proven to be a source of steady and stable growth compared to the more volatile stock market, which is why more and more retirement investors are turning to gold IRAs.. It’s a way to diversify and hedge their traditional IRA portfolios against market volatility and inflation. For some investors, gold is an attractive asset for retirement savings.. Gold provides an additional source of diversification and is (perhaps mistakenly) seen as a hedge against volatility.

Like the stock market or any other investment, gold IRAs come with risks, although gold investments are historically more reliable.. The biggest benefit of a gold IRA is the ability to diversify your retirement portfolio.. You won’t earn dividends with a gold investment like you would with stocks, but gold IRAs offer some protection against inflation and recession.. When paper values fall, gold tends to rise.

Augusta Precious Metals received a top rating from the Better Business Bureau (BBB) and received an A+, the highest possible rating from the consumer protection organization. The ratings that the BBB awards are based on a points system ranging from 0 to 100, with points deducted for specific incidents which, in the BBB’s opinion, show that the company cannot be trusted.. Get the free gold investment kit from Augusta Precious Metals Once you’ve selected the best gold IRA company for your situation, you’ll need to choose what type of IRA you want it to be. You want to work with the best Gold IRA company you can find. Not only does this team help you procure physical metals that are stored in your account, but they also help you set up a precious metals IRA, which often acts as a liaison to your custodian bank and warehouse facility..

As you can see, the Gold IRA company you want to work with is an important part of the Gold IRA process. That’s why we’ve created this list so retirement savers can find the Gold IRA company that best meets their financial goals.. Talk to a Gold IRA expert to learn more about how Gold IRAs work and set up, and why you should buy gold. With Augusta, our favorite Gold IRA company, you’ll also learn more about the lies, scams, and high-pressure tactics you should avoid. Before you open an account, be sure to contact your personal tax, financial, and investment experts.

There is no need to hurry, this is a long-term project, not a get-rich-quick plan. If you’re a younger investor or still looking to increase your retirement savings, you don’t have to give up the potential of a Gold IRA. While most companies don’t have an easy-to-find fee structure on their website, the key is that your account manager will let you know all Gold IRA fees upfront. With royal customer service, easy access via phone or online chat, and potential crypto adventures, Regal Assets is offering Gold IRAs to boost your retirement savings.

The Internal Revenue Service sets strict regulations on the precious metals you can choose for your gold IRA.. They point out specific scams, such as the “excessively free silver program,” and offer other materials to help consumers know what to watch out for, such as their videos “10 Lies About Gold IRA Dealers” and “15 Bad Reasons to Buy Gold.”. A Regal Assets account specialist will contact you to complete your setup. You can then fund your Gold IRA. If you choose a company that offers Gold IRA services, your account manager will use their expertise to help you make a purchase decision..

The thing that sets this retirement savings tool apart from a typical IRA that you might get through your employer is that it holds physical gold instead of paper assets.. You must store the precious metal that backs up your IRA in a special deposit. So it’s like buying gold without owning it. First, you must choose whether you want to finance your Gold IRA with pre-tax dollars (conventional) or after tax (Roth).. If you’re choosing to diversify your retirement portfolio and protect yourself from economic volatility, gold IRAs may be a good choice.

However, one of the trusted and highly respected Gold IRA companies on our list can help you clear up any confusion.. The company makes the Gold IRA rollover process quick and easy and even does 90% of the paperwork with you to make sure everything is in order.. Gold IRA rules require that you store eligible precious metals with a national depositary, bank, or IRS-approved trustee. It’s not easy to run a Gold IRA company, and it’s better to work with an established company that has built up some history in the industry..

. …

Still, a gold IRA can be a good option for investors who want to diversify their retirement accounts and also take advantage of the hedging benefits that the yellow metal offers over other financial assets, such as fiat currency and stocks. Many financial experts recommend holding 5 to 10% of a portfolio in gold. In retirement, you need an investment that either generates current income or is reasonably expected to appreciate in value so that you can sell and use it for consumption in the future. You’re essentially wasting tax-deferred space on something that doesn’t generate income. So you’re not saving before taxes.

As with any other traditional IRA account, the value of the account is subject to tax when paid out. Unlike owning stocks, mutual funds, ETFs, etc., these companies go through an audit process to ensure that the gold they receive is the gold you ordered. Additionally, the IRS has guidelines on what type of gold can be purchased for an IRA and how it should be stored.

This can be a challenge for gold IRAs and may require selling inventory to comply with RMD rules. Many online gold IRA providers have streamlined systems and work closely with established custodian banks to take the guesswork out of making these decisions. Examples of accepted forms include the American Eagle and Canadian Maple Leaf gold and silver coins, the Austrian Philharmonic coin, the PAMP Suisse gold bars and most platinum bars. Proponents of gold IRAs argue that these costs are worth the peace of mind of being protected from a potential financial apocalypse.

While regular IRAs are limited to securities such as stocks and bonds, the IRS allows alternative investments in self-managed IRAs. While the majority of IRAs invest in more traditional assets such as stocks, bonds, and cash equivalents, the tax code also allows “self-controlled vehicles” that can hold precious metals such as silver or gold. However, since the Great Recession, there has been a wave of advertising encouraging pension savers to convert their savings into precious metals in an individual retirement account or a gold IRA. To properly set up an individual retirement account (IRA), you’ll need to find a custodian that allows you to hold precious metals, such as gold, within the IRA.

Including gold or other precious metals as a significant part of your IRA is usually a long-term mistake due to the high costs, relative volatility, and mixed investment balance. The advantage of gold ETFs is that you can buy and sell stocks just like stocks and hold them in a traditional IRA or 401 (k). No special account is required. For anyone worried about financial security in retirement, these ads touting gold and silver IRAs on conservative-leaning cable TV channels and digital news outlets can sound pretty compelling.…

And qualified withdrawals from Roth accounts are tax-free. In addition to adequate insurance coverage (home, health, car, life, etc.). Some people, particularly those who may be averse to stock market volatility, prefer to prepare for retirement with a self-directed precious metals IRA. The first step to diversifying is understanding how diversified your portfolio is right now..

Start by taking our free diversification quiz. For some people, keeping some of their savings in physical gold and silver is like taking out pension insurance.. Since the discovery of gold and silver, they have had different meanings. The same is not true for many traditional paper assets, such as stocks and mutual funds..

In addition, traditional IRAs, which consist of stocks or mutual funds, can be inflation-prone.. This balanced approach offsets the risk, suggests Edmund C.. Moy, 38. Director of the USA,. In times of inflation, the price or relative value of paper and paper-based assets may fall..

Cash, for example, may see a drop in its overall purchasing power, and stocks may fall in price. Inflation can also weaken the health of IRAs, which only hold assets held in paper or paper form.. However, gold has performed well during periods of inflation in the past, which could provide a unique opportunity to diversify.. Many experts agree that diversification is an essential part of protecting a retirement portfolio from inflation and other market changes..

Inflation is a normal part of the business cycle and a factor that every retirement portfolio must withstand from time to time.. However, as gold and other precious metals have performed well in the past during times of inflation and recession, a precious metal IRA can be a good way to improve your diversification and support long-term portfolio growth.. Precious metals IRAs are self-directed, meaning you are in control of the asset mix. You’re not limited to just holding traditional retirement account assets, such as listed stocks and bonds, mutual funds, or government bonds.

A gold IRA has many of the same benefits as investing in gold itself. Gold is often used as an inflation hedge, allowing investors to bet against uncertainties on the wider market. Furthermore, while it is possible for the price of a particular stock or bond to fall to zero, the price of gold can never fall to zero.. A gold IRA also has similar tax benefits to a normal IRA, allowing interest to accrue tax-free until the owner is ready to retire..

However, there are penalties if the account holder is before 59. Age of 18 accepts a payout. Tax benefits for those saving for retirement. A gold IRA is a type of SDIRA that allows retired investors to invest in physical gold.. Buying a gold IRA should be part of your comprehensive financial strategy for retirement (or outside of a retirement account), which you’ve carefully formulated yourself with the help of your own financial professionals.

However, the Taxpayer Relief Act of 1997 expanded the list of assets that could be included in an IRA to include gold and a few other precious metals, such as silver, platinum, and palladium.. While gold can certainly have a place in a well-diversified portfolio, it’s important to weigh up the risks of buying gold compared to other assets.. Gold IRAs are individual retirement accounts that hold physical gold as an investment instead of traditional stocks and bonds.. Some Gold IRA providers (“Gold IRA Companies”) offer promotions that can cover some or all of the fees. However, you should always find out what the fees are and under what circumstances you must pay them yourself..

By holding physical gold and silver in a self-directed precious metal IRA to diversify your retirement portfolio away from more traditional assets such as stocks, you can increase your chances of surviving volatile markets and turbulent times.. If gold seems like a solid choice for you, Sentell suggests investing no more than a third of your retirement savings in a gold IRA. The ability to use gold and other materials as securities in an IRA was introduced by Congress in 1997, says Edmund C.. Self-directed IRAs can be the traditional IRA (traditional SDIRA) or the Roth IRA (Roth SDIRA), and they have the same rules regarding contributions, income limits, and distributions as mainstream IRAs.

Thankfully, there is no limit to how much you can transfer from another IRA to your precious metals IRA.. Like any other IRA, you can’t make early withdrawals from your Gold IRA without paying a penalty to the IRS. Your gold must be physically stored in a gold deposit, in accordance with IRS rules. You may not keep the gold used for your IRA in your personal possession (but you can still schedule a visit to the depot to view and handle it). Some IRA companies guarantee that you’ll buy back the gold at current wholesale prices, but you could still lose money if you close the account, which is not usually the case when opening and closing regular IRAs..

Traditional gold IRAs, Roth and SEP gold IRAs are subject to contribution limits, just like their non-gold counterparts.

. …

The term gold IRA refers to a specialized individual retirement account (IRA) that allows investors to hold gold as a qualified retirement plan. Investors with gold IRAs can hold physical metals such as gold bars or coins as well as securities related to precious metals in their portfolio. Gold IRAs are specialized individual retirement accounts that hold precious metals such as gold, silver, platinum, or palladium. Like traditional IRAs, these accounts typically allow pre-tax contributions and have similar income and contribution limits.

Augusta Precious Metals was named Best Overall by Money Magazine, Most Transparent by Investopedia, A+ by BBB and AAA by Business Consumer Alliance (BCA). Goldco is a precious metals company recommended by major media leaders such as Sean Hannity, Chuck Norris, Ben Stein, and Stew Peters. Birch Gold Group has been active in the precious metals industry for a long time. It was even described as one of the best gold IRA companies available by media figures such as Ben Shapiro.

It is therefore important that investors look for IRA gold companies to select a reputable custodian bank for their retirement savings. Some Gold IRA companies work with specific depositories, so you can easily transfer your investment to these facilities. We’ve rated the websites of Gold IRA companies together with consumer protection organizations Better Business Bureau and Business Consumer Alliance, as well as websites with customer reviews such as TrustPilot. To help you find the right precious metal IRA, we’ve reviewed the best gold IRA companies in the industry.

Some gold IRA companies describe their offerings as diverse because you can hold more than one type of precious metal in them. Mint, the corresponding authority of certain other countries, or named private minting companies can be held in a gold IRA. However, many Gold IRA companies have their own minimum investment requirements that you must meet in order to work with them. We took into account the reputation, transparency, and quality of the online education and resources they offer from each Gold IRA company.

If you’ve decided that a Gold IRA is right for you, you can contact your retirement plan administrator to initiate the rollover, or let the Gold IRA company do a direct rollover between the two companies. Some investors think this is safer, an opinion that gold IRA companies sometimes misleadingly hold. We’ve reviewed more than a dozen Gold IRA companies and identified the best options for investors with different needs and financial sophistication. Gold IRA companies are essentially brokers that sell IRS-approved coins and bars of gold and other precious metals so you can invest a gold IRA.…

The Internal Revenue Service (IRS) is the government agency responsible for setting guidelines for IRA-approved precious metal products. For a gold coin or gold bar to be allowed in an IRA, it must meet the purity criteria. Gold bars must include. It is even stricter for other precious metals.

It must be silver. Want to set up a self-directed precious metals IRA? Well, not all gold, silver, platinum, and palladium bars are eligible for an individual retirement account (IRA). The IRS only approved certain gold, silver, platinum, and palladium bars and types of coins. The following is a list of IRA-approved precious metals that can be purchased for a precious metal IRA.

To be eligible for IRA investments, a gold bullion product must meet the minimum purity requirements for IRA gold, which are set at a purity of 0.995. In other words, a gold coin or gold bar must have a purity of at least 0.995% to be deposited into an IRA. Investing in gold as part of a precious metal IRA can benefit fixed income investors in several ways. Notable examples of unapproved gold products include gold coins from before 1933 and the South African Krugerrand in gold.

There are currently a variety of precious metals that meet the minimum purity requirements allowed for inclusion in an IRA Gold account. Nevertheless, the copper is added in addition to the pure gold content so that the coin is guaranteed to contain the specified amount of pure gold. Precious metals IRAs are usually self-managed IRAs, a type of IRA in which the custodian bank allows you to manage a more diverse range of investments in the account. Investing in gold within an IRA not only protects some of your retirement assets from the depreciating effects of inflation on paper currencies, but also gives you the opportunity to earn a significant return on your investment over the long term.

A gold IRA or precious metal IRA is an individual retirement account in which physical gold or other approved precious metals are stored for the benefit of the IRA account holder. Scottsdale Bullion %26 Coin has simplified the process of setting up a gold and silver IRA in six easy steps. When it comes to gold coins or gold bars, there are several gold products to choose from that you can add to your IRA account. In other words, the Gold Eagles are actually a bit heavier than other investment coins such as the Gold Buffalos and the Gold Maple Leafs.

Some gold IRA companies argue that certain coins are included in a precious metal IRA. However, several of these companies were investigated by the government for misleading customers and selling numismatic coins aggressively in exchange for gold bars. To open a standalone retirement account and fund it with your gold assets, you’ll need to find an IRA custodian or an IRA trustee who is qualified and willing to hold the physical precious metal on your behalf. Approved gold investments must fall under a pre-approved list (as described above) and be pure 24-carat gold bars (1 ounce — 400 ounce). This allows investors to protect their portfolio from inflation while generating retirement assets on a tax-deferred or tax-free basis by using gold as an alternative investment within an IRA.…

A gold IRA or precious metal IRA is an individual retirement account in which physical gold or other approved precious metals are stored for the benefit of the IRA account holder. It works in the same way as a regular IRA, except that it holds physical investment coins or bars instead of paper assets. In a gold IRA, you can hold real physical gold. It must comply with IRS standards and be held by the IRA trustee, not the IRA owner.

It must also be kept in an IRS-approved depository. Gold IRA rules require that you store eligible precious metals with a national depositary, bank, or IRS-approved trustee. Your custodian bank can refer you to an approved institution and process the gold transfer as part of setting up your Gold IRA. If you want to avoid the complications of investing in physical gold, you can find out how to buy a gold ETF.

Precious metals such as silver and gold, platinum and palladium are regarded as hedges against inflation and stock market volatility. Gold IRAs allow you to hold these precious metals in an individual retirement account. A gold IRA or a custom precious metal IRA cannot store every type of physical gold or precious metals. Gold American Eagle Bullion Coins, however, are the only gold coins that are an exception to the purity guidelines. You can invest in gold stocks, such as stocks of gold mining companies or gold licensing companies, which help finance mines.

A gold IRA must be kept separate from a traditional retirement account, although the rules surrounding things like contribution limits and distributions remain the same. As long as there is gold on this earth, it is not too late to open your own IRA for self-directed precious metals. These funds buy up a basket of gold-related investments, such as stocks in various gold mining companies. Some investors think this is safer, an opinion that gold IRA companies sometimes misleadingly hold.

If you have a Gold IRA, you’ll incur costs for managing and maintaining the account and storing and insuring your gold. The company offers investment options for gold and silver and uses Delaware Depository, a popular choice among gold IRA providers, to store customer assets such as gold coins and gold bars. Some gold IRA companies describe their offerings as diverse because you can hold more than one type of precious metal in them. The IRS does not allow popular gold coins such as the South African Krugerrand or British sovereign coins to be stored in a gold IRA.…

Five companies made it onto the list of the most reliable and overall best investor satisfaction. They are Lear Capital, Goldco, Orion Metal Exchange, and Patriot Gold Group. The Oxford Gold Group is also a well-known company that should be on your radar. Here’s what we did to make our best Gold IRA decisions.

The IRS has strict rules about what type of gold or silver coins you can invest in for precious metal IRAs. As with traditional IRAs, you can contribute to a gold IRA before tax and increase the value on a tax-deferred basis. Because of Noble Gold’s extensive network of partners and suppliers, customers receive competitive prices for gold purchases. While the IRS sets various regulations for IRA gold investments, it has no minimum requirements.

Put simply, Goldco can be considered a leading provider of gold and other precious metal IRAs. And if you decide to open a Gold IRA, they’ll help you extend your existing retirement account, fill out the paperwork, and make the gold purchases. The company helps diversify investment portfolios through IRAs backed by gold or silver and offers precious metal purchases. You may transfer (transfer) your 401 (k) or other existing retirement plan to a Gold IRA.

Birch Gold Group offers IRA-approved precious metals that can be included in or transferred to a precious metal IRA. Birch Gold Group specializes in precious metals IRAs and is committed to providing customers with the right information so they can make the right decisions for their financial future. For almost 20 years, the Oxford Gold Group has continuously worked with private individuals to expand its investment portfolio in gold products with a silver content of 26%. They also suggest that if you want to own physical gold or other precious metals, simply buy silver or gold bars.

Their main goal is to help new Gold IRA investors make an informed decision about their retirement plans. This experience enables them to help investors with important decisions, the rules for precious metals IRAs, and the investment options available for precious metals IRAs. The Internal Revenue Service sets strict regulations on the precious metals you can select for your Gold IRA. However, if you work with a reliable and customer-focused Gold IRA company, it is likely that this company has favorable buyback policies for coins or gold bars, although their transaction costs for gold bars may be higher.…

Gold bars don’t pay interest, dividends, or other returns. So it doesn’t really take advantage of the tax-free growth aspect of IRA investments. You would only get a discount on any capital gain that results from selling your gold profitably. Taxes The other issue concerns taxes.

You’re wasting tax-deferred storage space on something that doesn’t generate income. So you’re not saving before taxes. As with any other traditional IRA account, the value of the account is subject to tax when paid out. Unlike owning stocks, mutual funds, ETFs, etc., when you retire, you need an investment that either generates current income or is reasonably expected to appreciate in value so that you can sell it in the future and use it for consumer purposes.

You’re essentially wasting tax-deferred space on something that doesn’t generate income. So you’re not saving before taxes. A gold IRA is a type of self-managed individual retirement account (IRA) that allows you to own gold bars. In a regular IRA, you can’t own physical gold, although you can invest in a wide variety of assets that are invested in gold, such as stocks of gold mining companies or exchange-traded gold funds (ETFs). A Roth Gold IRA is financed with after-tax dollars.

The money grows tax-free and you don’t pay any taxes if you accept distributions in retirement. A gold IRA is a self-managed retirement account that allows you to hold gold bars or other forms of physical gold, such as coins or bars. By opening a self-directed IRA, you can invest in alternative assets such as real estate, physical precious metals, and cryptocurrencies. To do this, you’ll need an individual gold retirement account, commonly referred to as a Gold IRA, although this account has its own additional rules and fees.

On

the other hand, Roth’s IRA distributions are tax-free and contributions are made in dollars after tax. For example, recent inflation prompted the US Federal Reserve to raise interest rates, which led to a fall in gold prices. If this is the only IRA account or if there isn’t enough liquidity in the other accounts, you’ll also need to sell some of the gold to raise the money to make the RMD. You can transfer all or part of the balance to fund a Gold IRA with no tax liability, as long as you complete the rollover within 60 days.

I believe the idea behind storing gold or silver in a Roth IRA is to create a tax haven against such an egregious move by the government. Gold serves as a portfolio hedging tool to balance other assets in your portfolio and is a safety net in times of crisis. A gold IRA company will help you set up your account and sell you the gold (or silver) coins or bars that fund it. Some very common types of IRA-approved gold include American Eagle coins and precious metals in proof and Canadian Maple Leaf coins.

Your custodian bank can refer you to an approved institution and process the gold transfer as part of setting up your Gold IRA. The alternative to the tax deferral that a traditional or self-directed IRA offers is a Roth IRA, which is financed with money you’ve already paid taxes on.…

Benefits of a Gold IRA When you invest in a Gold IRA, you diversify your retirement portfolio on a tax-deferred basis and maintain preferential tax treatment. This means that transferring or transferring part of your existing IRA account to a Gold IRA has no tax impact. By opening a self-directed IRA, you can invest in alternative assets such as real estate, physical precious metals, and cryptocurrencies. Gold IRAs follow the same general rules as traditional IRAs when it comes to tax benefits. You can choose between a traditional IRA or Roth IRA contribution limit and withdrawals.

Many older adults worry about whether their pension fund will support them during their last years of life. In fact, the Natixis Global Retirement Index found that 36% of Americans believe they’ll never have enough money to retire. That’s why those planning for the future may be looking into the pros and cons of gold IRAs and other new investment opportunities. All investments have advantages and disadvantages, and sometimes a feature is an advantage for one investor and a disadvantage for another.

Understanding

the pros and cons of gold IRAs can help you decide whether they’re the right choice for your personal retirement plan. You can also hedge against inflation by investing in stocks of companies that are expected to benefit from inflation, such as. B. Companies in the energy or agriculture sector or companies that have pricing power. While you can gain exposure to gold in a normal retirement account by owning stocks or funds, you can’t hold the physical asset in an IRA or 401 (k). In summary, a gold IRA offers excellent liquidity options, so you can easily convert your investments into cash and even physically own your gold.

Still, a gold IRA can be a good option for investors who want to diversify their retirement accounts and also take advantage of the hedging benefits that the yellow metal offers over other financial assets, such as paper currency and stocks. However, instead of holding paper assets such as stocks and bonds, the Gold IRA is intended for owning physical gold bars, i.e.. h. Coins or bars made of gold and other approved precious metals, including silver, platinum and palladium. It’s also important to note that the liquidity of your Gold IRA may depend on the custodian bank you choose. As with any other IRA, you can’t make early withdrawals from your Gold IRA without paying a penalty to the IRS.

It’s not too complicated, but setting up a Gold IRA account requires a few key steps. Gold IRA rules require that you store eligible precious metals with a national depositary, bank, or IRS-approved trustee. While IRAs are accessible with impunity from the age of 59 years and six months, retirees must withdraw a specific amount from their IRA every year once they reach 70 years and six months of age. All in all, Regal Assets offers excellent customer service, a wide range of investment options, a rigorous due diligence process, and a strong track record of satisfied clients, making them a top choice for Gold IRA investments.

The cost of a gold IRA may vary depending on a few factors, such as. B. The amount of gold you buy, the custodian bank you use, and any additional fees associated with setting up and maintaining the account. However, the use of gold in IRAs wasn’t very popular until the early 2000s, when people began to see the potential benefits of investing in gold as a hedge against market volatility and inflation. Gold IRAs, also known as precious metal IRAs, allow investors to invest in specific tangible assets, namely gold and other precious metals.

. …